Traveler's Test

Travel Insurance: It’s not just an add-on, It’s a necessity

Travel Insurance: It’s not just an add-on, It’s a necessity

How to cram more into your suitcase
Boat Buying Tips from the Experts
How to Travel on a Budget If You Are a Student

When most people plan for a trip, travel insurance is rarely ever on their mind. We think of transportation, accommodation, finances, and even what we’re going to wear and what we’re going to post on social media. I think we can all agree that meticulous planning doesn’t always guarantee that your trip is going to be trouble-free. You never know when inconveniences might happen, and you never know when an accident might happen.

These are instances that can easily turn your R&R period into a nightmare where you’re not only unable to relax, but you’re also placed in a precarious position way beyond your comfort zone. Even worse, you could even be in danger. While it’s impossible to prepare for every eventuality, you can, at least, employ measures like travel insurance that can help to mitigate the fallout of a bad situation.

So, how exactly can travel insurance help you?

Medical Coverage

Your travel insurance policy will cover you where your health insurance policy cannot. As most people are aware, any accident, especially during a trip, almost automatically means another set of expenses. A medical emergency will not only cause you distress, it can even drain your travel funds, which also means that you may not be able to continue on your trip as you planned it.

Emergency Extraction From Remote Areas

An easy hike can quickly become a struggle for survival because of a sprained knee or a twisted ankle. The fact that emergency services are rare in remote areas further compounds the problem. It’s during these instances when an emergency extraction may be deemed necessary. Helicopter extractions can cost several thousands of dollars, even more so if you need to be sent back for treatment. This is an expense you’d rather not incur.

Dental Coverage

One of the best ways to get acquainted with a place or culture is through food. One of the most frustrating things that can happen is for you to be unable to enjoy the food on your trip because of a chipped tooth or any other dental emergency. As previously mentioned, health insurance policies do not extend to other countries. Luckily, travel insurance does.

Reimbursement For Stolen Property

It’s not unheard of for travellers to lose their things, nor is it unheard of for thieves to steal from travellers. Either way, losing your luggage also means that you don’t have the things you need to make your trip possible. Important documents, your clothes, and your food, and other items you need for your trip can be replaced through travel insurance.

As you might already be thinking, there are so many things that could go wrong during your trip. Travel insurance helps grant you protection, as well as peace of mind so that you’re able to thoroughly enjoy your vacation. Many companies, like Allstate, offer various types of insurance policies, from car insurance all the way to travel insurance. It’s a very simple process that could potentially save your holiday when the unexpected happens.